This is an universal fee that all processors may charge if applicable. If you do not take international cards this does not apply.
EFFECTIVE APRIL 1, 2008, VISA IMPLEMENTED A NEW INTERNATIONAL SERVICE ASSESSMENT (ISA) FEE FOR CERTAIN ELIGIBLE INTERNATIONAL TRANSACTIONS. FOR THESE TRANSACTIONS, VISA WILL CHARGE A FEE OF 0.15% FOR CASH ADVANCE (FOR BANKING INSTITUTIONS) AND ATM TRANSACTIONS AND 0.40% FOR SALE TRANSACTIONS. THE ISA FEE WILL BE ADDED TO YOUR ACCOUNT AS APPLICABLE AND WILL BE DESIGNATED IN THE SUMMARY OF CARD FEES SECTION ON YOUR STATEMENT AS ACQ ISA FEE.