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Visa, MasterCard, & Discover

BMR Wholesale Rate 0.49%
Application Fee none
Setup Fee none
Cancellation Fee none
Statement Fee none
Monthly Minimum none
Authorization / Batch Fee $.15 / transaction
Account Fee $4.95 / month
  • Average savings switching to BMR is $2,400/year!
  • No surcharges. No non-qualified transactions.
  • Registered ISO/MSP of Wells Fargo Bank.
  • Trusted by America’s leading brands.
  • Full disclosure with no hidden fees.
  • 90% of all our customers come through referrals.

Questions: Look below for a few FAQs and don’t be tricked.

1. Call Now to Apply (or Ask Questions).

866.576.5757 – Available 8am to 5pm Pacific Standard Time

2. Apply Online Right Now.

Apply Now Click the “apply now” button to complete the full application for instant approval.

3. Or, Request More Information.

After completing the contact form below, our Account Specialist will contact you within a business day to answer all your questions and complete your application over the phone in as little as 15 minutes. Do you have a Referral Code?

Your data is safe and secure. BMR uses industry best practices and partners with top firms (including Aria Systems and Verisign) to ensure the security of sensitive data. Your personal information is not shared with 3rd parties without consent. Review the Privacy Policy for more information.

Who uses Best Merchant Rates?

What credit cards and debit cards are  accepted?

Credit cards accepted are Visa, MasterCard, American Express and Discover® Network cards. Debit labels we accept include Maestro, Interlink, and ATMs cards.

Can I keep my existing bank account?

Yes, you can have your processing funds deposited into any business bank account.

How do I apply for Best Merchant Rates merchant account?

The application is easy to complete. The process takes a few minutes and our Application Specialists can assist you at 866-576-5757.

What will I need to apply?

You will need the following information about your business: Business information (tax ID, physical business mailing address), owner/principal information (contact and identifying information), account information (bank account information, funding information), and estimated credit card sales.

How long does the application approval process take?

Once your application is submitted, it will be reviewed by one of our Application Specialists. The approval process is typically 1-2 business days, we will contact you with your approval details once your account is approved.

How do I find out the status of my application?

If you’ve already applied and have questions about the status of your application, please call us at 866.576.5757.

I have a merchant service account through another bank. Should I cancel my account before I apply?

In order to insure uninterrupted processing, DO NOT cancel your existing merchant service until you’ve been fully approved and set-up with Best Merchant Rates.